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Insurance for Renters & Homeowners

Insurance is a Crucial Aspect of Property Management & Real Estate

Insurance is essential for your home, whether you own your home and are renting it out, or you’re a tenant. A good insurance policy will help to safeguard your belongings and property in the case of a fire, break-in or another disaster. Mountain Park is a full-service property management company with the resources necessary to guide and educate you on your insurance needs. We’ll make sure your policy is sufficient for your needs.

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Making Renter & Homeowner Insurance Clear and Understandable

Renter’s Insurance

If you're a renter, the first things you need to understand is that your personal belongings are not under the same coverage as the building owner's policy. If your possessions are damaged or stolen in the event of a flood, fire, or break-in, the lack of insurance could leave you in a dire situation. A renter's insurance policy can include personal liability coverage and replacement of your lost effects. You should consider renter's insurance as a necessity, not an option.
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Owner of a Rented Condo

Condo insurance is usually a little different from the coverage required for houses or apartments. When you rent out your condo, your insurance policy needs to allow for things like a condo board deductible and condo owner protection. Your insurance policy can protect the property itself in addition to the income you receive from it and, if it is furnished, the contents within.
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Owner of a Rented Home

Your rental property is a considerable investment perhaps the most significant you will ever have. While some insurance companies may be wary of providing insurance for rental properties, protecting your investment with an insurance policy is crucial. Additional services, such as rental income coverage, are available if you're the owner of a rental property. However, navigating these policies can be overwhelming and confusing. At Mountain Park, we can advise you regarding the best insurance and plans for your situation.
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The Co-operators Insurance

Customer service is extremely important when it comes to insurance. We believe that an insurance advisor should be available to you when you need them and knowledgeable enough to answer all of your questions. The Co-operators supplies insurance policies to a number of our clients, and we are impressed with their policies and level of service. We recommend that inquire about their Comprehensive Water coverage; it protects against flooding and sewer backups, unlike most home insurance policies.
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